Exclusion forms are online only. Since August 2023, LLC owners, partners and officers must file exclusions through CompHub. Paper exclusion forms are no longer accepted or processed. File an exclusion online
- Employer Subscriber Designation Form (external site)
- Employer Designee Form (external site)Name an Employer Designee who can use a shared email address for Commission notices and appoint delegates with filing access to all of your claims. Attach a letter on company letterhead authorizing the designation.
- First Report of Injury form (PDF)
Questions and Answers for Employers
How does an employer comply with the workers' compensation law?
Buy workers' compensation insurance from a licensed insurer or from Chesapeake Employers' Insurance Company (external site), or get Commission approval to self-insure. Failing to secure coverage carries a fine of up to $10,000, and corporate officers can be held liable.
You must pay the entire premium. Deducting any part of it from an employee's wages is a misdemeanor.
Who pays for an injured employee's medical care?
The employer and insurer. Forward all medical bills to your insurance carrier.
When must I report an accident?
Report any accident that causes disability of more than 3 days on the First Report of Injury (PDF) within 10 days of receiving notice, whether the notice was spoken or written. Send a copy to your insurer. Forms are free from the Commission or your insurer.
How do employees file claims?
Employees file claims with the Commission, online through CompHub or on paper. Keep claim forms available for your employees.
How is the average weekly wage calculated?
It is based on gross wages, including overtime, earned in the 14 weeks before the accident, counting only weeks actually worked. Vacation pay is included. To dispute it, submit a statement of the employee's weekly pay; a Commission hearing can resolve the dispute.
Do minors need work permits?
Most workers under 18 need a work permit. If an injured or killed minor was employed without one, the Commission may double compensation and death benefits, and the employer alone pays the increase.
Can an employer or employee waive coverage?
No. Neither an employer nor an employee can waive provisions of the Workers' Compensation Law.
Can my business represent itself at a hearing?
Only individual employers may represent themselves. Corporations, including LLCs, must be represented by an attorney.
What notices must I post?
Post the Commission's required posters and notices in a conspicuous place, including the Employer's Posting Notice (Form C-24) (PDF). See Public Info & Open Meetings for publications.
How do I request a hearing?
Submit the request in writing, clearly state the issues, and follow the Commission's Rules of Procedure. Bring all necessary papers and medical reports on the hearing day.
Who do I ask about insurance rates?
Premium questions go to the Maryland Insurance Administration, 200 St. Paul Place, Suite 2700, Baltimore, MD 21202. Call (410) 468-2000 or toll free in Maryland (800) 492-6116, or visit insurance.maryland.gov (external site).
How do I order printed materials?
Materials are free. Email info@wcc.state.md.us with the form name, quantity and shipping address, or call (410) 864-5100.
Mail
10 East Baltimore Street
Baltimore, MD 21202-1641
Phone
(410) 864-5100
Toll free: (800) 492-0479
Maryland Relay: 711
Email
info@wcc.state.md.us